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How Debt Affects Your Credit Scores

Acquiring reasonable debt and making payments on time, every time, is your goal. The post How Debt Affects Your Credit Scores appeared first on ScoreSense.

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Why Don’t I Have a Credit Score?

If you have no credit score, follow these tips for establishing your credit. The post Why Don’t I Have a Credit Score? appeared first on ScoreSense.

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Does a Balance Transfer Affect Credit Scores?

A balance transfer moves debt from one creditor to another. This usually involves moving debt from one credit card to a new credit card that offers a low-interest or no-interest promotional period on...

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Payment History Is the Most Important Factor in Your Credit Score

Your credit scores are determined based on multiple factors, but your payment history carries the most weight. For example, payment history accounts for up to about 40% of your credit score. That’s...

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What Factors Affect Your Credit Score?

It’s no secret that your credit score is an important number. And while most people have a general understanding of what the number represents and how to use credit responsibly, not everyone is as...

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